In recent months, the U.S. Federal Reserve increased the benchmark interest rate for lenders, the highest hike since the 1980s, to combat rising inflation for everyday Americans. Here’s what you need to know about managing your farming operation with higher interest rates.
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Banking fees are the cost of a service that a bank provides. Fees are a fact of banking, but with some planning, you can save yourself extra money from overpaying on fees. Here are five banking fees and how to avoid them.
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Ask yourself this question: “If I couldn’t work for six months or a year, what effect would that have on my household?” If you work full-time and have people who rely on you, it’s probably time to consider disability insurance.
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A revocable living trust is practical for many individuals and families because it transfers assets in 3 areas: control, probate, and taxes. And, it’s one of the most effective estate management tools.
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Consider insurance needs for your college student’s possessions, apartment or dorm room, and the car he or she takes to school.
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Succession and estate planning can be difficult and emotional for many American farms. However, they are necessary for the health of the farm and the future of the family members involved. Lack of direction in transferring the farm can make moving forward difficult for everyone involved.
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Smart insurance involves continually reviewing your lifestyle and financial obligations for your family and your business. Keep your coverage current to match and grow with the changes you make personally and professionally.
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The right type of financing can help you achieve your dreams and goals as a business owner. There are many different types of business loans specifically for businesses that are designed to fulfill certain needs. While a professional loan officer can help you pick the right financing option for your business’s requirements, start here…
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The Federal Reserve, or The Fed, raised interest rates this year to combat rising inflation. Here are four things you need to know about your finances with raised federal interest rates.
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Many small businesses are not prepared to handle a cyber incident. Here are answers to the most important cyber insurance questions.
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What do you need to consider when you want to bring a furry friend into your family? Here are the steps you need to take to explore the expected annual costs of owning a dog or cat.
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You may be starting a business with your own drive, passion, and talents. But you’ll need some critical business tools to keep it going. Luckily, there are plenty of options to help you stay on track of anything business-related, from cash flow to communication. Here’s our breakdown of the essential tools you need to make your business run like a machine.
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With uncertainties in the economy, constantly-changing markets, and huge life changes, it’s get caught in an anxiety spiral. But you’re not alone. Everyone’s financial situation is unique and needs specific solutions. But there are steps you can take to care of your mind when you’re dealing with financial stress.
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Have you been wondering what the difference between certain business structures is and which one would be best for you? Read on.
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You’ve given all you’ve got to build your career, and now your company is flourishing. But a bigger company needs even more attention, and you’ve got family obligations, a new home to build, and you’d really love a vacation that’s more exciting than just a long weekend. Sound familiar? The reward of acting responsibly…
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Current homeowners can also benefit from low mortgage rates by choosing to refinance their home. Ultimately, refinancing helps save money by paying less interest. The savings can be diverted into a retirement account, paying off debt or even pay more on mortgage payments to shorten the life of the loan.
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There are so many exciting reasons to move to a new place. But picking up your life to move somewhere else is never easy. Follow these ten tips for your next move to start planning better and saving more.
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Life insurance is not always the most comfortable subject to discuss. But just like home and auto insurance, life insurance is essential to you and your family’s financial security.
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You can’t predict if or when someone might attempt to steal your possessions, but you can anticipate it with insurance for your valuable property.
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When it comes to building a budget, there’s no one-size-fits-all approach. But there are lots of strategies that will help you keep track of your money, spend it wisely, and save more. Here are three budgets that will help you build your dream life by putting your savings first.
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