A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
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How To Do Online Banking: Getting Started, Security Tips and More
The internet has revolutionized the way we manage our finances, making banking more accessible than ever before. With just a few clicks, you can access your bank account from anywhere in the world, 24/7. This shift toward online banking has not only provided unprecedented convenience but also introduced a new era of financial management, where…
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ITM – a new way to bank
ATMs can only offer so much. When you need to talk to a banking professional, that’s where the ITM shines. Simply select the option to talk to a live Bank Midwest employee and, in seconds, one of our employee-owners will appear on-screen to help you with your banking needs.
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Saving for a house and other financial considerations
Buying your first house is both exciting and frightening at the same time. When starting to save for your home down payment, consider all the implications that may affect the home financing process as well as your budget after moving in.
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Businesses fight back against fraud with positive pay system
In an evolving digital landscape, businesses can proactively defend against ACH and check fraud with a Positive Pay system from Bank Midwest. It detects fraudulent transactions before money leaves your account. Whether you run a large corporation or operate solo, dealing with fraud can disrupt your business.
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Maximize your savings strategy: how to open a savings account
Discover the benefits of savings with Bank Midwest. Learn how to open a savings account & explore strategies for reaching your financial goals.
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Finding the right business insurance partner: 4 essential qualities for comprehensive coverage
You’ve invested energy and capital into your thriving business. But in today’s rapidly changing world, a crisis could happen in your business instantly. That’s why finding the right insurance agent for your business is essential.
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Is a CD The Right Savings Vehicle For You?
A CD is an excellent way to start setting aside money for the future and benefit from the high yield interest rates.
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Robocalls: The good, the bad, and the illegal
Robocalls have become a frustrating and persistent problem for many people, with an estimated 46 billion robocalls made in the United States in 2020 alone. If you’re wondering why you’re getting so many robocalls and what you can do about them, read on. Why do you get so many robocalls? According to the Federal Trade…
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Dreaming about your future home? Prepare for investing in a home today
But before you step into any open houses, you should understand what you need to do in your savings and earning history to buy a home. And in today’s housing market, getting pre-approved for a mortgage is essential.
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What is ransomware and how to stop it
Recklessness online may cause you to inadvertently install malicious computer software known as ransomware. Here’s how to prevent ransomware for businesses and personal devices.
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Safeguarding your crops: understanding the vital role of crop insurance
Discover why crop insurance is crucial for farmers and explore Bank Midwest’s comprehensive crop insurance offerings.
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5 ways to find real business advice for new entrepreneurs
There is no shortage of clichés in business. Sometimes, they can be helpful. But more often than not, they come up short. Here are five practical ways to uncover honest business advice by networking and building community.
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How to shop safely online: 5 easy, security measures to take
Don’t let fraud stop you in your tracks this holiday season. You can keep scams out of your holiday plans by following a few simple tips and tricks as you hunt down the best gifts for the people you love.
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Choosing the best treasury management services: FAQs to guide your decision
Treasury management is a set of services that give you control, freedom, and flexibility in your business’s finances. Manage inflow (money coming in, like revenue), outflow (money going out, like payroll), and security that prevents fraudsters from attacking your business. Use these FAQs to see how Treasury Management services can help you.
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What is Treasury Management? Understanding its benefits, functions and more
Learn all there is to know about treasury management and how Bank Midwest’s treasury management systems can mitigate risk for your business.
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Is your banker asking questions? It’s for your own protection.
There are times when your banker may ask you questions about a transaction or withdrawal. It’s part of our job to look out for your best interests, including the protection and usage of your accounts. Learn the importance of this questioning in our blog.
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Boost your small business cash flow
Business leaders come to expect the unexpected when it comes to cash flow – especially new businesses that are new to ebbs and flows of commerce. When challenging situations arise, use these pointers to help resolve common cashflow issues.
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5 Lessons for New Entrepreneurs from Amanda Nelson, Blue Haven Barn and Gardens
Start-ups are surging, according to the latest census data. For aspiring entrepreneurs, lack of experience can be a barrier to entry. But Amanda Nelson of Blue Haven Barn and Gardens has 5 tips for aspiring entrepreneurs to push past imposter syndrome.
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Opening a Personal Bank Account: What You Need To Know
Money management and financial literacy rely heavily on how well an individual understands personal banking. That’s why you need a bank that’s ready and able to provide resources and guidance to help you make informed decisions. Learn the basics of opening a personal bank account at Bank Midwest.
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