Personal Savings
You work hard. You work smart. Your savings account needs to do the same.
Plan wisely. Save well.
What you need to know about
Great Rate Savings
Minimum Opening Deposit
$100
Minimum Balance
$100
Monthly Fees*
$2
*Eliminate your monthly fee when you carry a daily balance of $100 or more.
Great Rate Savings Features
- Enjoy automatic interest rate bumps as your savings grow
- Easy access to your money
- Safe and secure with FDIC protection up to $250,000
Free Account Features
- Online banking
- Mobile banking*
- Mobile deposit
- Online statements**
- Account Alerts
*There is no fee from Bank Midwest. Connectivity and usage rates may apply. Contact your wireless provider for more details.
**Paper statements optional for $3 per month.
Automatically earn interest based on your account balance:
- RATE0.25%APY*0.25%
$0–24,999
- RATE0.35%APY*0.35%
$25,000–49,999
- RATE0.50%APY*0.50%
$50,000–99,999
- RATE0.60%APY*0.60%
$100,000–249,999
- RATE0.75%APY*0.75%
$250,000+
You don’t have to micro-manage to get the best rate, and you always have access to your funds.
*Annual Percentage Yields (APYs) effective as of January 2, 2025, and subject to change without notice. $100 minimum opening deposit. Fees may reduce earnings.
Get Started Today
What are you waiting for? Open your personal account and start saving.
Related Posts
What To Expect After Opening an Account: set up digital...
Want to get the most out of your new account? We put together some tips to maximize your digital banking and overall experience. Use this guide to learn what to expect before, during, and after opening a bank account with Bank Midwest.
Is Buying a Home With a 20% Down Payment Standard?
A 20% down payment is anything but standard. Making a smaller down payment does involve some form of mortgage insurance (MI). Conventional loans are available with as little as 3% down.
How To Do Online Banking: Getting Started, Security Tips and More
The internet has revolutionized the way we manage our finances, making banking more accessible than ever before.